# GwG Art. 11 — Exclusion from criminal and civil liability - **Rubric (DE):** Straf- und Haftungsausschluss - **Rubric (EN):** Exclusion from criminal and civil liability - **Status:** In force ## Description Abs. 1: whoever in good faith reports under Art. 9 or freezes assets under Art. 10 cannot be prosecuted for breach of official, professional or business secrecy or held liable for breach of contract. Abs. 2: the same applies to financial intermediaries reporting under StGB Art. 305ter Abs. 2, audit firms reporting under Art. 15 Abs. 5, supervisory organisations reporting under Art. 16 Abs. 1 and SROs reporting under Art. 27 Abs. 4. ## Serves AMLR _none_ ## Further AMLR connections - [[AMLR Art. 72 - Disclosure to FIU|AMLR Art. 72]] — Both protect good-faith reports to the FIU from liability for breach of disclosure restrictions or contract; GwG Art. 11 also covers asset freezes and reports by audit firms, supervisory organisations and SROs, while AMLR Art. 72 names the obliged entity, its employees and directors. *(direct)* ## FATF - [[FATF R.9 - Financial institution secrecy laws|FATF R.9 — Financial institution secrecy laws]] — GwG Art. 11 shields good-faith reports and freezes from liability for breach of official, professional or business secrecy and of contract, so that secrecy does not block reporting. *(related)* - [[FATF R.21 - Tipping-off and confidentiality|FATF R.21 — Tipping-off and confidentiality]] — Both protect good-faith reporters: GwG Art. 11 excludes criminal and civil liability for breach of secrecy or contract for reports under Art. 9 and freezes under Art. 10, extended to StGB Art. 305ter Abs. 2 reports and to reports by audit firms, supervisory organisations and SROs (Abs. 2). *(direct)* ## Swiss counterparts - [[GwG Art. 9 - Duty to report (to MROS)|GwG Art. 9]] — GwG Art. 11 protects good-faith reports under Art. 9 from liability for breach of secrecy or contract. *(direct)* - [[GwG Art. 10 - Freezing of assets|GwG Art. 10]] — GwG Art. 11 also protects good-faith asset freezes under Art. 10. *(direct)* - [[GwG Art. 11a - MROS request for additional information|GwG Art. 11a]] — GwG Art. 11a Abs. 5 applies the Art. 11 exclusion of liability by analogy to information handed over at MROS's request. *(direct)* - [[GwG Art. 15 - Audit duty for dealers|GwG Art. 15]] — GwG Art. 11 Abs. 2 Bst. b extends the exclusion of liability to audit firms reporting under Art. 15 Abs. 5. *(direct)* - [[StGB Art. 305ter - Lack of due diligence and right to report|StGB Art. 305ter]] — GwG Art. 11 Abs. 2 Bst. a extends the exclusion of liability to financial intermediaries reporting under StGB Art. 305ter Abs. 2. *(direct)* ## Authoritative text > [!quote]- GwG Art. 11 — German original, SR 955.0, consolidated version of 1 October 2026 (Fedlex) > **Art. 11 Straf- und Haftungsausschluss** > 1 Wer guten Glaubens Meldung nach Artikel 9 erstattet oder eine Vermögenssperre nach Artikel 10 vornimmt, kann nicht wegen Verletzung des Amts-, Berufs- oder Geschäftsgeheimnisses belangt oder wegen Vertragsverletzung haftbar gemacht werden. > 2 Dieser Straf- und Haftungsausschluss gilt auch für: > a. Finanzintermediäre, die Meldung nach Artikel 305ter Absatz 2 StGB erstatten; > b. Revisionsunternehmen, die Meldung nach Artikel 15 Absatz 5 erstatten; > c. Aufsichtsorganisationen nach Artikel 43a FINMAG, die Meldung nach Artikel 16 Absatz 1 erstatten; > d. Selbstregulierungsorganisationen, die Meldung nach Artikel 27 Absatz 4 erstatten.