# FATF R.9 — Financial institution secrecy laws - **Part of:** [[FATF Recommendations]] Countries must ensure that financial institution secrecy laws do not inhibit implementation of the FATF Recommendations. ## Keyed AMLR articles _none_ ## Swiss counterparts - [[GwG Art. 11 - Exclusion from criminal and civil liability|GwG Art. 11]] — GwG Art. 11 shields good-faith reports and freezes from liability for breach of official, professional or business secrecy and of contract, so that secrecy does not block reporting. *(related)* ## Authoritative text > [!quote]- FATF Recommendation 9 — text of the Recommendation (FATF Recommendations, updated June 2026); interpretive note not reproduced > **9. Financial institution secrecy laws** > Countries should ensure that financial institution secrecy laws do not inhibit implementation of the FATF Recommendations.