# AMLR Art. 4 — Exemptions for certain providers of gambling services > AMLR Art. 4 applies from 10 July 2027. See [[Effective-dates timeline]]. - **Part of:** [[AMLR]] - **FATF keying:** [[FATF R.1 - Assessing risks and applying a risk-based approach|FATF R.1]], [[FATF R.22 - DNFBPs - Customer due diligence|FATF R.22]] - **Swiss provisions:** [[GwG Art. 2 - Scope of application (who is|GwG Art. 2]] - **Detailed citation:** GwG Art. 2 Abs. 2 Bst. e, f ## What it requires AMLR Art. 4 lets Member States exempt, wholly or partly, gambling-service providers from the Regulation on the basis of proven low risk from the nature and scale of their operations, except casinos and most online-gambling or sports-betting providers. Exemption requires a documented risk assessment (Art. 4(2)) covering ML/TF threats, transaction size and payment methods, and geographic/cross-border exposure, plus risk-based monitoring to prevent abuse (Art. 4(3)). ## Swiss position GwG Art. 2 Abs. 2 Bst. e and f bring casinos under the Gambling Act (Geldspielgesetz, BGS) and operators of major lotteries and games (Grossspiele) within the financial-intermediary definition, so they are obliged entities with no risk-based carve-out. ## Key divergences AMLR Art. 4 gives Member States a discretionary, risk-assessed exemption power for gambling services generally (excluding casinos and most online or sports-betting operators), conditioned on a documented national risk assessment and ongoing risk-based monitoring. Switzerland has no equivalent low-risk exemption mechanism: casinos and *Grossspiele* operators are simply brought within the financial-intermediary definition at GwG Art. 2 Abs. 2 Bst. e-f, with no low-risk carve-out. ## Effective dates AMLR Art. 4 applies from 10 July 2027. See [[Effective-dates timeline]]. ## Authoritative text > [!quote]- Regulation (EU) 2024/1624 (AMLR), Article 4 — English text (EUR-Lex, CELEX 32024R1624) > **Article 4** > *Exemptions for certain providers of gambling services* > 1. Member States may decide to exempt, in full or in part, providers of gambling services from the requirements set out in this Regulation on the basis of the proven low risk posed by the nature and, where appropriate, the scale of operations of such services. > The exemption referred to in the first subparagraph shall not apply to: > (a) casinos; > (b) providers of gambling services the principal activity of which is to provide online gambling services or sport betting services, other than: > (i) online gambling services operated by the State, whether through a public authority or an enterprise or body controlled by the State; > (ii) online gambling services the organisation, operation and administration of which is regulated by the State. > 2. For the purposes of paragraph 1, Member States shall carry out a risk assessment of gambling services assessing: > (a) money laundering and terrorist financing threats and vulnerabilities, and mitigating factors of the gambling services; > (b) the risks linked to the size of the transactions and payment methods used; > (c) the geographical area in which the gambling services are administered, including their cross border dimension and accessibility from other Member States or third countries. > When carrying out the risk assessments referred to in the first subparagraph of this paragraph, Member States shall take into account the findings of the risk assessment at Union level conducted by the Commission pursuant to Article 7 of Directive(EU) 2024/1640. > 3. Member States shall establish risk-based monitoring activities or take other adequate measures to ensure that the exemptions granted pursuant to this Article are not abused. ## Sources - AMLR Art. 4 — CELEX 32024R1624 - GwG SR 955.0, Art. 2 Abs. 2 Bst. e, f